Home  

Frequently Asked Questions

For further questions, please send an email to ecare@cornerstone.com.ng

 

We offer a wide range of insurance policies to meet your needs, including Motor Insurance, Travel Insurance, Marine Insurance, and more. Each policy is designed to provide specific protections, so you can select coverage tailored to your requirements.

Filing a claim is straightforward. Here’s how:

  • Send an email to claimscare@cornerstone.com.ng
  • Go to this link
  • Log on to our website cornerstone.com.ng and make an online claim

We offer various payment options for your convenience, including Flutterwave, Paystack, Etranzact. You can view all available options during the payment process.

Our travel insurance covers various scenarios, including trip cancellations, medical emergencies, lost luggage, and personal liability. Coverage specifics may vary by policy level, so please review your policy details or contact us for more information..

You can reach us via: Phone: +234-02-012806500 and +2347086216957

Email: enquiries@cornerstone.com.ng Live Chat: Chat with CiCi is available on our website. Our support team is here to help with any questions or assistance you may need.

Yes, our mobile app is available for both Android and iOS. Through the app, you can manage your policy, file claims, check your payment status, and much more. Download it today to access your insurance at your convenience.

Yes, we send reminders via email before your premium due date to ensure you’re aware of upcoming payments and avoid any lapses in coverage

Our home insurance typically covers damages from fire, theft, natural disasters, and more. However, specific coverages may vary by policy, so please review your policy details or speak with a representative to confirm

You can purchase third-party motor insurance easily through our online platform, by visiting one of our branches, or by calling our customer service line for assistance

Yes, once a payment is processed, a digital receipt is automatically sent to your registered email address. If you don't receive it, check your spam folder or access it directly in your online account

The cost to rebuild your home if it's damaged should be the amount needed to insure it. Ie Present value of home.

Your name which was used in opening of the policy, your phone number, and your policy number.

  • Also if you do not remember your policy number, send your name which was used in opening the policy, phone number and the address filled on the proposal form.
  • Alternatively, you may visit a branch if you feel you need to address any issue regarding your statement of account.
  • Send a mail to enquiries@cornerstone.com.ng using PERSONAL DETAILS UPDATE as the subject
  • Then provide us with the details you would want us to update on your policy account alongside your policy number.
  • If you are changing your address, kindly provide us with the current address and a utility bill to that has the current address to back up the change.
  • Utility bill can be either electricity bill, water bill, or tenancy agreement or receipt.
  • Log on to https://cornerstone.com.ng/products click on motor Insurance and then click on third party policy to complete your transaction.
  • If you encounter any issue on the portal as regards the third party transaction please send a mail to ecare@cornerstone.com.ng copying enquiries@cornerstone.com.ng
  • If unable to process via our e-channel route please send a mail to enquiries@cornerstone.com.ng using THIRD PARTY MOTOR INSURANCE as the subject, then provide us with the following details; vehicle license, driver license, phone number, email address, residential address and your evidence of payment. You will receive an acknowledgement and certificate will be issued upon payment confirmation.
  • Payment can be made into this account: 00000000000
  • I need a loan(only for Life savings policy holders)
  • Simply send a mail using the subject REQUEST FOR LOAN then provide the following details; policy number, and phone number.
  • Only 70% of your fund balance will be processed and paid into your account. Terms and conditions applies.
  • Send an email to claimscare@cornerstone.com.ng
  • Go to this link cornerstone.com.ng/claim/MQ==
  • Log on to our website www.cornerstone.com.ng and make an online claim

Lone Accident

  • Completed Accident claim form
  • Estimate of repairs on a garage’s letterhead
  • Photographs showing the registration number and damage areas of a vehicle

When a negligent third party is involved

  • All required documents for the lone Accident
  • Certificate of Insurance of the Negligent third party;
  • Photocopy of the Negligent third party driver’s license;
  • Undertaking letter from the Negligent third party admitting liability

 

Vandalized vehicle

  • Completed Vandalized claim form
  • Estimate of repairs on a garage’s letterhead
  • Photographs showing the registration number and damage areas of a vehicle
  • Police report

Stolen Vehicle
  • Completed claim form
  • Original purchase receipt/invoice
  • Original vehicle license
  • Original proof of ownership
  • Original certificate of insurance
  • All keys
  • Interim Police Report
  • Final Police Report(After the conclusion of the investigation)
  • Customs Entry papers / Import papers
  • Letter of Transfer of ownership from the insured to insurer
  • All required documents must be submitted for each type of motor claim
  • An engineer will be appointed to visit the garage or inspect the vehicle within 24-48 hours after documents must have been submitted.

Immediately the accident occurs or within 30 days of the incident.

Within 3 working days - 72 working hours after receipt of the executed discharge Voucher.

Travel insurance is a policy designed to protect against unforeseen events that may occur while traveling abroad. It offers comprehensive travel protection and assistance services during your trip outside your country of residence.

Yes, travel insurance is mandatory for a Schengen visa application.

The policy provides coverage of up to €30,000 for emergency medical expenses and hospitalization abroad.

Travel insurance must be purchased before leaving Nigeria for your trip abroad.

You can verify your policy by clicking this link and entering your policy number for confirmation.

To purchase a travel insurance policy online, please click Click thislink

If you experience any technical difficulties, please send an email to ecare@cornerstone.com.ng, and our team will assist you in resolving the issue.

Yes, our travel insurance covers medical expenses, hospitalization abroad, and mandatory quarantine due to COVID-19, subject to the limits and conditions specified in the policy terms.

A "pre-existing illness" refers to any ailment, injury, or congenital physical or mental defect, regardless of whether it was known, diagnosed, or undiagnosed by the policyholder or insured before the start date of the trip covered by this policy.

No, the policy does not provide coverage for pre-existing illnesses.

The maximum period of coverage is 92 consecutive days.

To file a claim, please send an email to claims@cornerstone.com.ng, and our team will assist you with the process.